Planning

Recurring rules, goals, budgets, and the methodology behind Ghost Transactions.

Why Ghost Transactions exist

Ghost Transactions are projected future entries that turn next month's bills into something you can plan against today.
Set up recurring rules that match your real life

Three rules in place is the difference between a ledger that records the past and a ledger that projects the future. Here's how to add yours.
Set a goal you'll actually hit

A goal is a target with a date and a meter on your dashboard. The meter moves every time a transaction lands, so the goal stays in your line of sight.
Build a budget you'll actually use

Not an envelope. Pick the categories where overspending hurts most, set a ceiling, and the dashboard warns you before the month is over.