Categorize, split, and tag transactions

Time: ~5 min. Need: one transaction in your ledger that needs more than a single category.

A category answers "what kind of money was that?". A split answers "what if it was three kinds at once?". A tag answers "I want to track this across categories without breaking the hierarchy." By the end of five minutes you will know which tool reaches for which problem — and you will have used all three at least once.

1. Open the transaction. From the ledger, click the row you want to categorise. The full transaction form opens with the existing values pre-filled.

2. Pick a category from the hierarchical picker. The picker is searchable — start typing "Groc" and Groceries surfaces before you finish the word. Parent categories (Food) and child categories (Food → Groceries → Bulk) live in the same list; pick the deepest one that matches.

   

3. Save. The ledger row updates with the new category. The spending breakdown view groups every transaction by category — getting the category right here is what makes that view accurate.

WealthSense remembers categories you have used for similar descriptions. As you type a new transaction's description, the form can surface a memory-based suggestion from your history. If a suggestion is wrong, override it — that correction becomes the better memory next time. The deeper AI import review flow lives in Let AI categorize your transactions.

A €70 supermarket trip is rarely one category. €50 is groceries, €15 is a bottle of wine, €5 is a birthday card.

1. Open the transaction and click Split. The split modal opens with one row pre-populated at the full amount.

   

2. Add a row for each category. Pick a category, type an amount. Repeat until the rows total the original amount — the modal shows a running difference at the bottom and refuses to save until it lands on zero.

3. Save the split. The ledger row stays as one row, but its category column now reads "Split" — open it again and you see the breakdown. The spending breakdown view counts each split row against its own category, not the parent transaction.

Tags are orthogonal to categories. The category answers "what was this for?". A tag answers "what life context does this belong to?" — a holiday, a freelance client, a one-off project.

1. In the transaction form, type into the Tags field. Existing tags surface as suggestions as you type. New tags are created inline — type "Italy 2026", press Enter, and the tag becomes usable on any other transaction.

   

2. Save. Tagged transactions surface in the tag-spending view alongside their category. One transaction can carry many tags; a holiday's flights stay under Travel (category) and Italy 2026 (tag) at the same time.

Every transaction in your ledger has a category that matches the way you think about money — and you can name when you would reach for a split (one purchase, multiple categories) versus a tag (cross-cutting context across many purchases).

• Fast entry first, refine later — Record a transaction in under 30 seconds
• View spending by category — Where did your money actually go?
• The AI categorisation deep dive — Let AI categorize your transactions