The Ledger Documentation

A reading room for your money.

Practical guides for the Sunday-CFO method: how to set up WealthSense, why Ghost Transactions exist, how to plan, and where your money actually goes.

Begin Here

Connect your first account in 3 minutes

Add your first WealthSense account by hand — no bank login, no OAuth, no permissions to revoke later. You bring the data; the app tracks the money.

Getting Started Read the chapter

Table of Contents

Six departments, in order of arrival.

  1. Discover

    5 articles

    What WealthSense is and who it's for — methodology, comparisons, and EU-specific use cases.

  2. Getting Started

    3 articles

    From signup to your first month of data on the screen.

  3. Daily Use

    3 articles

    Record, categorise, and the Sunday ritual that ties it together.

  4. Planning

    4 articles

    Recurring rules, goals, budgets, and the methodology behind Ghost Transactions.

  5. Insights

    3 articles

    Reconciliation, dashboard, and where your money actually goes.

  6. Advanced

    5 articles

    AI categorisation, FIRE planning, scenario modelling, and debt-payoff strategies.

Read with a cup of coffee on a Sunday morning.

— The desk